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Products & Services

Products & Services

We know the value a broker brings to the process of selecting health care coverage. As health care becomes increasingly complex, we know that you are a key player in guiding employers towards the best possible coverage based on each client’s needs. We want to be one of your partners in that mission.

Access Health CT Small Business is open to employers with 50 or fewer full-time-equivalent employees.  We were created as part of the Affordable Care Act to ensure that small business owners have access to affordable and comprehensive health care coverage for their employees and themselves. Our goal is to provide your small business clients competitively priced health care plans through state certified carriers. Being Connecticut’s official health insurance marketplace, we offer business owners a range of health care plans and options all housed in one convenient location.

Become a Certified Access Health CT Small Business Broker

Becoming a certified broker is simple. Contact us at SHOP.AHCT@ct.gov or call us at 1-855-762-4928.

Note:

  1. Brokers must maintain a current Life, Accident and Health Producer license through the State of Connecticut Insurance Department (Pursuant to statutory provisions contained in General Statutes §§ 38a-702 and 38a-782).
  2. Brokers must maintain current appointments with all insurance carriers that participate in selling products AHCT Small Business:

    -Anthem Blue Cross/Blue Shield
    -UnitedHealthcare

PLAN CHOICE

Chances are that no two of your clients are exactly alike. That’s why Access Health CT Small Business provides you with many plan choices and coverage types.

FLEXIBILITY

We offer multiple plan and tier combinations to help your clients find a plan selection strategy that best meets their situation. Access Health CT Small Business offers four metal levels of coverage and a variety of plans through Anthem BCBS for 2017. You also have three choice models to choose from:

You also have three choice models to choose from:

Horizontal Choice

All available metal tiers from one selected carrier:

Anthem
 Gold, Silver and Bronze
Vertical Choice
Platinum
Anthem
Gold
Anthem
Silver
Anthem
Bronze
Anthem
Single Choice

One plan from one carrier:

One Plan From One Carrier One Plan From One Carrier

 Gold, Silver and Bronze
One Plan From One Carrier
Anthem

FULL COVERAGE

All plans, regardless of tier, offer the same set of Essential Health Benefits:

  1. Outpatient services (ambulatory care)
  2. Emergency services
  3. In-hospital care (hospitalization)
  4. Maternity and newborn care
  5. Mental health and substance abuse services, including behavioral health treatment
  6. Prescription drug coverage
  7. Rehabilitative and habilitative services and devices
  8. Laboratory services and tests
  9. Key preventive and wellness services and chronic disease management
  10. Pediatric (children’s health and well-child care) services, including dental and vision care

CONTACT US TO FIND OUT MORE

Plans Available through the Small Business Exchange

Standard Medical Plans

See plans for Standard Medical Plans offered by Anthem BCBS for 2017 below.

Non-Standard Medical Plans

View Non-Standard Medical Plans offered by Anthem BCBS for 2017 below.

Standard Dental

The standard stand alone dental plan is offered by all stand alone dental carriers affiliated with Access Health CT Small Business.

Non-Standard Dental

The non-standard plan offered through the Access Health CT Small Business Exchange is unique to the carrier offering the plan.

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