Have your employees insured with our new BusinessPlus platform.

CT business owners are now able to manage health benefits more efficiently with the launch of the Access Health CT BusinessPlus platform. BusinessPlus simplifies the management process and provides access to additional coverage options like our Individual Coverage Health Reimbursement Arrangement (ICHRA) to make covering your employees easier.

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The benefits of ICHRA

ICHRA provides benefits for your employees and your business; from greater flexibility on cost to more freedom to choose, see some of the benefits for yourself:

Cost flexibility

Business owners enjoy greater flexibility on price as compared to traditional group health plans, because with ICHRA, employers set the budget.

Freedom to choose

Rather than forcing employees into a group plan that’s right for the business, ICHRA lets individual employees choose a plan that’s right for them from twenty-two plan options on the Access Health CT individual exchange.

Tax-free contributions

Employer contributions with ICHRA are tax-free, which helps reduce the overall payroll tax load for the business.

Simplified management

Thanks to our BusinessPlus platform, managing your health benefits is made simple so you can focus on your business.

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Introducing a better way to access coverage for employees

BusinessPlus by the numbers

61,616+

CT-based small businesses with fewer than 50 employees

27%

of CT small businesses offer health insurance

plan options to choose from with ICHRA

easy-to-use platform
for managing your health benefits

Let us help you begin

Whether you’re curious and have questions about ICHRA, are looking for a quote, or are ready to sign up, we’re here for you. Just reach out to one of us below and we’ll get back to you ASAP.

John Carbone | Contact me

Franco Barerro | Contact me

Kayla Henderson | Contact me

Answers to your questions

These FAQs can help you get started finding the answers you need on ICHRAs and the BusinessPlus platform.

“Who is eligible for ICHRA?”

• Any employer can offer ICHRA.

• Employees must have individual health insurance coverage (not through a spouse or employer-provided group plan).

• ICHRA plans must be offered to specific employee classes with no overlap (e.g., full-time, part-time, seasonal, etc.).

Franco Barrerro | Contact me

“What expenses can be reimbursed through ICHRA?”

ICHRA funds can cover:
• Individual health insurance premiums

• Qualified out-of-pocket medical expenses (e.g., deductibles, copays, prescription costs)

Kayla Henderson | Contact me

See all our FAQs

Want to know more?

Have questions? Need more information? Want to see if ICHRA fits your business needs? Just fill out the form below and one of us will get back to you as soon as possible.

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Access Health CT Small Business is Connecticut’s official health insurance marketplace for small businesses. We’re committed to helping you get answers and find coverage that’s right for your business.

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