Access Health CT Waives Requirement for Certain Small Businesses to Enroll in a Group Health Insurance Plan Through December 15

For Immediate Release 
Contact: Kathleen Tallarita,, 860.757.5339 
Amanda Savio,, 860.679.9744


Small businesses can enroll in group health insurance at any time of year, but they usually need a certain number of employees to participate in the plan

HARTFORD, Conn. (Nov. 24, 2021)—Access Health CT (AHCT) Small Business is focusing on making health insurance coverage possible for local small businesses by waiving the minimum number of employees that are typically required to enroll in a small group health insurance plan. Small businesses can enroll in a group health insurance plan at any time of year, however they usually need to have a certain percentage of employees participate in the plan. Now through December 15, any small business with 50 or fewer employees in Connecticut can enroll in a group health insurance plan regardless of how many employees participate.

This opportunity, called the Employee Participation Wavier Period for small businesses, is only offered to new groups not currently enrolled through Access Health CT Small Business.

“This opportunity happens only once a year,” said John Carbone, Access Health CT Director of Small Business and Product Development. “Requirements can be an obstacle, and the employee participation waiver is designed to enable small business owners to access group health insurance plans they otherwise may not have been able to provide to their employees.”

The Employee Participation Wavier Period may be particularly helpful for small businesses this year given that many were hit hard by the economic impact of the pandemic. With many small business owners faced with tough decisions, from furloughing employees to laying off non-essential staff, they may no longer qualify for the group health insurance plans outside of the waiver period because they don’t have enough employees who elect to participate.

To learn more about how to make health insurance possible for your small business employees, contact a broker. Visit to request a free quote or find a broker.

About Access Health CT
Access Health CT (AHCT), Connecticut’s official health insurance marketplace established in 2011, is a place where individuals, families and businesses can shop, compare and enroll in quality healthcare plans from brand-name insurance companies. It is the only place where people could qualify for financial help to lower costs. AHCT supports health reform efforts at the state and national level and provides Connecticut residents with resources for better health, and an enhanced and more coordinated healthcare experience, resulting in healthier people, healthier communities and a healthier Connecticut. AHCT’s mission is to increase the number of insured residents in Connecticut, promote health, lower costs and eliminate health disparities. Connecticut residents and small business owners can compare and enroll in healthcare coverage and apply for tax credits for individuals through AHCT. AHCT (or the Marketplace) also partners with the Dept. of Social Services for eligibility and enrollment with state Medicaid Insurance and Children’s Health Insurance Programs. For more information about individual plans, visit For more information about small business plans, visit Like us on Facebook at and follow us on Twitter @AccessHealthCT.


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Access Health CT Small Business is Connecticut’s official marketplace for group health insurance, here to provide you with answers as well as coverage for your small business employees.